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Home Purchase
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Congratulations! You have found the home of your dreams and you are ready to buy. All that’s left is a dream loan for your dream home. And, if getting a loan has you worried, you have found the right lender- Stearns Lending.
Financing your home is easier than it seems. We can help. We have hundreds of loan options to meet your needs. Even if you have credit problems, irregular or difficult to verify income or no down payment, we have a loan for you:
- Get pre-approved
- Maximize your buying power
- Alleviate credit concerns
- Buy your dream home
- Reduce your tax bill
Relax, home ownership is within your reach.
In This Section
Fixed Adjustable Rate Mortgage (ARM)
If you are looking to for a lower rate and payment, an adjustable rate loan could just be the answer you need. Talk to a Stearns Lending loan specialist to find out if an ARM meets your needs. More »
Fixed Rate Mortgage
In uncertain times, many people appreciate the certainty of a fixed rate mortgage. Click here to learn how you can benefit from the peace of mind a fixed rate offers. More »
Interest-Only Mortgage
With home prices at an all time high, an interest only payment can go a long way towards making homeownership affordable. Most Stearns loan programs include a feature for an interest only option. Call today and see how you can afford to own. More »
Learn More
– Get pre-approved!
– Should I consolidate my debt?
– What is a bad credit home loan?
– Buying and owning a home
– How much of a home loan can I qualify for?
– How much would I save by using an adjustable rate? Is it worth it?
– How much can I save in taxes?
– What will my monthly payment be?
– Should I rent or buy my home?
