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Mortgage Refinance

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What would my payments be with an 80/20 or 1st and 2nd combination loan?
Use this calculator to generate an amortization schedule for an interest only mortgage. Quickly see how much interest you will pay and your principal balances. You can even determine the impact of any principal prepayments! Press the "View Report" button for a full yearly or monthly amortization schedule.
Loan Choices
Cash Out Refinance
With home values at an all time high, a cash out refinance allows you to use your hard earned equity to improve your financial position. Call today to learn more about our cash-out options. More »
Fixed Rate Mortgage
In uncertain times, many people appreciate the certainty of a fixed rate mortgage. Click here to see how you can benefit from the peace of mind a fixed rate offers. More »
Adjustable Rate Mortgage (ARM)
If you are looking to for a lower rate and payment, an adjustable rate loan could be just the answer you need. A Stearns Loan Specialist can help you determine if an ARM meets your needs. More »
Pay Option Adjustable Rate Mortgage (ARM)
The ultimate in financial flexibility, Stearns Option ARM’s offer payment rates as low as 1% and give you the power to determine the right payment for you. Find out how you can take control of your financial future. More »
Interest-Only Mortgage
An interest-only payment can make it possible to get cash and lower your payment at the same time. Most Stearns loans offer an interest-only option. Call today and see how you can reach your goals. More »