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Mortgage Refinance
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What are the payments on a fixed vs. adjustable rate mortgage?
Use this calculator to compare a fixed rate mortgage to two types of Adjustable Rate Mortgages- a Fully Amortizing ARM and an Interest-Only ARM.
Loan Choices
Cash Out Refinance
With home values at an all time high, a cash out refinance allows you to use your hard earned equity to improve your financial position. Call today to learn more about our cash-out options. More »
Fixed Rate Mortgage
In uncertain times, many people appreciate the certainty of a fixed rate mortgage. Click here to see how you can benefit from the peace of mind a fixed rate offers. More »
Adjustable Rate Mortgage (ARM)
If you are looking to for a lower rate and payment, an adjustable rate loan could be just the answer you need. A Stearns Loan Specialist can help you determine if an ARM meets your needs. More »
Pay Option Adjustable Rate Mortgage (ARM)
The ultimate in financial flexibility, Stearns Option ARM’s offer payment rates as low as 1% and give you the power to determine the right payment for you. Find out how you can take control of your financial future. More »
Interest-Only Mortgage
An interest-only payment can make it possible to get cash and lower your payment at the same time. Most Stearns loans offer an interest-only option. Call today and see how you can reach your goals. More »
