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About Stearns Lending
We offer thousands of home loan, home equity loan and mortgage refinance options for borrowers with perfect to poor credit. Our lending specialists are dedicated to finding exactly the right loan for you. If you are buying a home, consolidating debt, getting cash out from your home's equity, or refinancing your mortgage, Stearns Lending will help.
Home Equity
- Overview
- Home Equity Line of Credit
- Home Equity Loan
- 125%, No Equity Loan
- Apply Online
Mortgage Refinance
- Overview
- Cash Out Refinance
- Fixed Rate Mortgage
- Adjustable Rate Mortgage (ARM)
- Pay Option Adjustable Rate Mortgage (ARM)
- Interest-Only Loan
- Apply Online
Home Purchase
- Overview
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- Fixed Adjustable Rate Mortgage (ARM)
- Fixed Rate Mortgage
- Interest-Only Mortgage
- Apply Online
Tools & Resources
- Overview
- Mortgage Calculators
- Bad Credit Solutions
- Loan Process
- Required Documents
- Glossary of Terms
- FAQs
About Us
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